Frequently Asked Questions

Our team is based in Petawawa and proudly serves clients across the Ottawa Valley and throughout Ontario. Whether you're local or elsewhere in the province, we’re here to help with your mortgage needs.

We offer a wide range of mortgage solutions including first-time homebuyer financing, mortgage renewals, refinances, investment property financing, and debt consolidation. We tailor each solution to fit your goals and financial situation.

Getting started is easy. You can apply online through our secure digital application and upload your documents directly — no printing or scanning required. We’ll walk you through every step. Simply click the apply button with any one of our team members.

Yes, getting pre-approved helps you understand your budget, lock in a rate, and show sellers you're a serious buyer. We’ll help you get pre-approved quickly and easily.

Unlike banks, we have access to over 50 lenders — including major banks, credit unions, and alternative lenders — allowing us to find the best rate and mortgage strategy for your unique situation.

In most cases, our services are free to you. We’re paid by the lender once your mortgage closes. If any fees apply (typically in specialized or private lending cases), we’ll discuss them up front.

Absolutely. We work with lenders who specialize in unique financial situations and can often find solutions for clients who don’t fit the traditional lending mold.

Every situation is different, but pre-approvals can often be completed within 24–48 hours. Full approvals depend on the property and complexity of the file — but we keep you informed every step of the way.